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First Time Homebuyers: Miami Dade County, Broward County and Palm Beach County Florida home buying, real estate listings, and homes for sale in Miami Dade, Broward and Palm B County, FL

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Miami Dade County, Broward County and Palm Beach County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Q	What does the common acronym FSBO (pronounced fizzbo) stand for?
A	For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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The A Team, REALTORŽ, real estate agentss and broker for Miami Dade County, Broward County and Palm Beach County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Azpurua Team
RE/MAX Hometown
2500 Weston Rd. # 103
Weston, Fl 33331
Phone: 954-217-3978
Fax: 954-349-4771
Email: azpuruamiamidade@NUMBER1EXPERT.com
Leo & Monica Azpurua and their team specialize in their customers needs by listening first, and performing over and above their expectations second. When you need an expert in your desired area of Miami Dade County, Palm Beach County and Broward County, contact Leo & Monica Azpurua.

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