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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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Florida Average Temperature & Rainfall
| MONTH |
Average Temp |
Average Rainfall |
| JAN |
78.6 |
1.5 |
| FEB |
77.5 |
1.2 |
| MAR |
79.3 |
0.7 |
| APR |
84.7 |
0.4 |
| MAY |
90.4 |
5.1 |
| JUN |
89 |
9.8 |
| JUL |
90.9 |
10.4 |
| AUG |
91.2 |
6 |
| SEP |
89.9 |
13.6 |
| OCT |
86.6 |
1.9 |
| NOV |
81 |
2.2 |
| DEC |
76.6 |
0.4 | | 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?
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| A |
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000. |
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Preferred Mortgage Lenders
Preferred Mortgage Lenders offers custom solutions for every residential mortgage financing situation.
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